Who Is Covered Under NJ Workers Comp Insurance?

Bergen County Workers Comp Insurance | Bogle Agency Insurance

NJ Commercial Insurance | NJ Business Insurance | Bogle Agency

When it comes to Bergen County business insurance and Bergen County Workers Comp Insurance, one of the most pressing questions is often who’s covered and who’s not?  Workers compensation insurance in Lyndhurst New Jersey exists to protect workers who get hurt on the job.  This type of insurance is also mandatory for a business to pay into and protects a Bergen County business as well as its employees.  When an employee is hurt on the job there are things that employers should know.

Workers Comp Insurance

One of the most important things to know about workers compensation insurance in New Jersey is that it is required for all businesses, including LLCs and sole proprietors.  While some states have companies that can be exempted that is not the case here in Bergen County or anywhere in New Jersey and, in fact, often anyone from out of state coming here for contract work needs to enroll in workers comp in our state.

New Jersey Workers Comp Insurance

Businesses do have the opportunity to self-insure for workers comp but they must do so through an application process and receive approval from the Commissioner of the Department of Banking and Insurance.  Workers compensation is designed to protect employees who get injured on the job.  Your Bergen County insurance specialist can help you understand your coverage and whether your company has any gaps that need to be filled.

Contact Bogle Agency Insurance

Contact our team at Bogle Insurance today to learn more about business insurance in Bergen County.  Our full-service Bergen County insurance agency can help you with all of your coverage needs, including homeowners insurance, auto insurance, and business insurance.  Let us serve as your guide to insurance in Lyndhurst NJ and throughout Bergen County.